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thebestmortgage4u.co.uk has been trading since 1989 originally being known as mortgage and pension advice centre. Over that time we have created meaningful, long-term relationships with our clients that is based on understanding, knowledge and ability to recommend a suitable mortgage or protection product for the client. Most of our business is generated from existing clients and referrals from them.
Mortgages are generally the most expensive outlay we have and a lender will normally offer a deal over a specified period. But what happens after that? Do you take the easy option and remain with the same lender for the full mortgage term? Our service is based around keeping in touch with our clients so that before the current deal finishes we can discover what the future intentions are. For example, a client may want to start a family and therefore there could be a loss of an income, a house move nearer to school or work may be planned. Education fees or other large outlays may need to be financed. We will then discuss how these can be achieved by arranging a new suitable mortgage.
We do not charge fees for arranging your mortgage as we are paid by the lender. However, if you prefer, you can pay us a broker fee of 1.5% of the mortgage amount and receive the lender's fee yourself.
Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.
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